PERSONAL FINANCE

Youth explore how key factors like education, income, and planning affect their finances while gaining practical skills in budgeting, saving, credit use, and managing financial risks.

Program Details

This program helps youth understand the key factors that shape their financial future—education, income, and planning—while building essential skills in budgeting, saving, credit management, and risk protection.

“Teaching students the fundamentals of budgeting and personal finance is one of the most beneficial subjects to go over in high school.” – JA teacher

About Personal Finance

  • Program length: 2-6 hours 
  • Program format: In-class or online 
  • Supports curriculum: Math, language, social studies 
  • Provided resources: Classroom presentation, interactive digital resources, and a physical kit or resources for activities/games*

*physical kit for in-class/in-person programs

What will youth do and learn?

  • Discuss factors that will affect their ability to comfortably afford the cost of living in the future 
  • Create a savings plan 
  • Play a card game to explore budgeting concepts 
  • Match credit card facts with real-world scenarios 
  • Create a public service announcement about a credit card fact they’ve learned

Connect With Your Local JA Office

Program availability varies by location. Please reach out to your local JA office to confirm specific program options in your local community and to register to participate in the program (as an educator or volunteer).

Independent Learning

Access this program as a self‑directed learning option on JA Campus. Plus, discover even more free online programs that help youth build skills in money management, career exploration, and entrepreneurship.

National Development Partners